If you’re looking for fractional trust deed investment opportunities, call La Jolla Loans first!

Fractional Trust Deed Investment is for the active real estate investor who enjoys being involved in the decision-making and portfolio management of single investment opportunities. At La Jolla Loans, we’ve consistently provided high returns through our fractional investment opportunities. We source the lending opportunity, underwrite and originate the loan, and handle all details of servicing and management. Your responsibility is to select the loan you would like to finance from our currently available trust deeds. And you will rest easier knowing your lending partner has 20 years of dependable, trustworthy service to both experienced and new trust deed investors.

Here are just some of the benefits of our fractionalized programs.

• High Yields of 10-13% plus
• Monthly income
• Investment secured by a trust deed against real property
• Control and Personal Involvement
  • You review each lending opportunity and perform your own due diligence before investing
  • You may buy up to 100% of the trust deed

In a fractional program, your money is invested along with other investors in a specific trust deed, secured by real estate. La Jolla Loans is a full service private money lender. We handle:

• Loan Origination and Underwriting
  • Receive and review multiple loan applications
  • Apply our underwriting guidelines and criteria
  • Complete due diligence including market analysis, financial strength and developmental history of the borrower
  • Loan commitment issued
• Presentation of loan opportunity to investors
  • Compile Investor Review Package
  • Personal investor interaction
  • Full access to all available due diligence
  • Coordinate loan escrow and investor funding
• Loan Project Management
  • Disburse funds and administer fund control
  • Site visits and personal contact with the borrower
  • Regular progress reports
  • Management and work-out solutions for non-performing loans
• Loan Servicing
  • Process monthly interest checks or direct deposit
  • Issue account and 1099 tax statements
  • Issue project updates to investors

For detailed information on currently available loans email for more information .